Best Fintech Innovation 2025
Herita gives both buyers and suppliers greater control over their cash flow—unlocking working capital from unpaid invoices through an innovative, cost-neutral financing model.
Suppliers invoice you as usual. Once you approve the invoice, Herita pays the supplier immediately. You then settle the invoice with Herita after a flexible period — typically 90 days or more.
Powered by an innovative financing structure based on the digital Bill of Exchange (BEX) and backed by leading investors, Herita provides financing at typically no additional cost to either side. The supplier’s early payment discount — whether already offered or newly introduced — fully covers the funding, creating a true win-win model that strengthens relationships and builds more resilient supply chains.
It may sound like reverse factoring — but it’s far more advanced. Discover why.
Built Differently
Supply Chain Finance that actually works—simple, accessible, and fair:
Simple
Leveraging the digital Bill of Exchange (BEX) and our fully digital platform, Herita eliminates paperwork, complex onboarding, and contractual overhead. Launch your SCF program within two weeks, onboard suppliers in minutes, and scale effortlessly as your business grows.
Accessible
In today’s global, fragmented supply chains, accessibility is key. Herita supports every supplier—across all geographies and company sizes, from sole traders to large enterprises.
Fair
Herita ensures balanced value—accelerating supplier payments while extending your payment terms. Beyond that: With no exclusivity requirements and no upfront costs, you can adopt the solution flexibly and scale at your own pace.
Costs?
No additional cost.
The supplier’s typical early-payment discount — whether already offered or newly introduced — already covers the financing cost.
"A new player enters the field of supply chain finance."
ABOUT US
Founded by finance professionals, industry pioneers, and strategic partners, Herita Technologies is redefining how global trade is financed.
From our offices in Berlin, Frankfurt, and London, we work toward a shared mission — simplifying trade finance, reducing dependencies, and driving sustainable growth.
By merging trusted financial tools with modern technology, Herita brings trade finance into the digital era.
CONTACT US
Reach us at herita@herita.tech or through the contact form below:
