Herita empowers you to offer financing to your ecosystem.
We help you to bypass regulatory complexities, reduce risk, and unlock growth —without the limitations of traditional banking.
Historically, captive finance solutions required obtaining a banking license, a highly complex and resource-intensive process that often necessitated costly external consulting. While many industrial companies once pursued this path by establishing their own banking entities, recent regulatory changes have made such ventures increasingly impractical. Herita provides a groundbreaking legal framework, supported by advanced SaaS technology, enabling businesses to offer financing without the need for a banking license. This solution not only ensures low risk and global accessibility but also offers a seamless setup process, reducing what was once a multi-year endeavor to just a matter of days.
No Banking License
Global Availability
Setup Within Days


ABOUT US
Herita Technologies is a fintech company born from the desire of the German industry to reduce dependence on traditional financial institutions. We are neither a bank nor do we offer conventional financing. Instead, we provide the technology, legal framework, and expertise necessary for industrial companies to finance their own ecosystem.
Our team consists of financial experts, industry veterans, and leading industrial companies. With our headquarters at Maschinenraum Berlin – a collaborative project of German family-owned businesses – and an office in Heidelberg, we pursue the vision of a strong and independent industry.
CONTACT US
Reach us at herita@herita.tech or through the contact form below: