Supplier: Paid today.
Buyer: Pays later.
Everyone wins.

Supplier: Paid today.
Buyer: Pays later.
Everyone wins.

Your suppliers get paid upfront. You pay 90+ days later — at no additional cost.

Your suppliers get paid upfront. You pay 90+ days later — at no additional cost.

English

Herita — The Better Reverse Factoring

Herita — The Better Reverse Factoring

Herita gives both buyers and suppliers more control over their cash flow — unlocking working capital from unpaid invoices through an innovative, cost-free financing model.

Suppliers invoice their customers as usual. Once the customer confirms the invoice, Herita pays the supplier immediately. The customer then settles the invoice with Herita after a flexible period — typically 90 days or more.

Powered by an innovative reverse-factoring structure and supported by leading investors, Herita delivers financing that’s usually at no extra cost for either side. The supplier’s early-payment discount fully covers the financing — creating a true win-win that builds stronger, more sustainable partnerships.

Buy Now, Pay Later for B2B

Discover how Herita’s innovative reverse factoring creates value for both buyers and suppliers:

Buy Now, Pay Later for B2B

Unlock Working Capital

The supplier wants to get paid immediately, while the buyer prefers to pay as late as possible — a classic challenge in trade relationships. Herita solves this with its innovative reverse factoring program. Suppliers receive payment as soon as goods are delivered, while buyers enjoy extended terms of 90 to 180 days — all at no additional cost.

Buy Now, Pay Later for B2B

Unlock Working Capital

The supplier wants to get paid immediately, while the buyer prefers to pay as late as possible — a classic challenge in trade relationships. Herita solves this with its innovative reverse factoring program. Suppliers receive payment as soon as goods are delivered, while buyers enjoy extended terms of 90 to 180 days — all at no additional cost.

Win-Win

No Extra Cost

Most reverse factoring programs are costly. Someone — usually the supplier — takes the hit. Herita changes that. Our model creates a true win-win: suppliers get paid early, buyers pay later, and no one pays extra. Backed by smart technology and strong investors, Herita turns ordinary early-payment discounts into a fully funded financing solution — with zero added cost for either side.

Win-Win

No Extra Cost

Most reverse factoring programs are costly. Someone — usually the supplier — takes the hit. Herita changes that. Our model creates a true win-win: suppliers get paid early, buyers pay later, and no one pays extra. Backed by smart technology and strong investors, Herita turns ordinary early-payment discounts into a fully funded financing solution — with zero added cost for either side.

Made for International Supply Chains

Global Program

Reverse factoring shouldn’t end at national borders. Herita goes global. Our platform is compatible with all major jurisdictions and manages FX seamlessly — ensuring suppliers are paid in the right local currency, wherever they are.

Made for International Supply Chains

Global Program

Reverse factoring shouldn’t end at national borders. Herita goes global. Our platform is compatible with all major jurisdictions and manages FX seamlessly — ensuring suppliers are paid in the right local currency, wherever they are.

No Paperwork

100% Digital

Herita is a truly digital platform. Forget paperwork, delays, and dense contracts — everything happens online, seamlessly.

No Paperwork

100% Digital

Herita is a truly digital platform. Forget paperwork, delays, and dense contracts — everything happens online, seamlessly.

Herita is a partner at the Alpbacher Finanzsymposium

Herita is a partner at the Alpbacher Finanzsymposium

Join us there for a workshop by our CEO, Christoph Iwaniez, on "Liquidität strategisch nutzen: Mit einem vergessenen Finanzkonstrukt zur eigenständigen Absatzfinanzierung."

Join us there for a workshop by our CEO, Christoph Iwaniez, on "Liquidität strategisch nutzen: Mit einem vergessenen Finanzkonstrukt zur eigenständigen Absatzfinanzierung."

ABOUT US

About Us

About Us

Founded by finance professionals, industry pioneers, and strategic partners, Herita Technologies is redefining how global trade is financed.

From our offices in Berlin, Frankfurt, and London, we work toward a shared mission — simplifying trade finance, reducing dependencies, and driving sustainable growth.

By merging trusted financial tools with modern technology, Herita brings trade finance into the digital era.

CONTACT US

Learn more:

Learn more:

Reach us at herita@herita.tech or through the contact form below:

Herita Technologies


Berlin · Frankfurt · London

© 2025 – Herita Technologies GmbH

Herita Technologies


Berlin · Frankfurt · London

© 2025 – Herita Technologies GmbH