Empowering Manufacturers
to Become the New Banks

Empowering Manufacturers
to Become the New Banks

Turn your idle cash into yields by directly financing your ecosystem - without regulatory complexity.

Turn your idle cash into yields by directly financing your ecosystem - without regulatory complexity.

English

Captive Finance as a Service

Captive Finance as a Service

Herita empowers you to launch your own Financial Services Organization.

We help you to bypass regulatory complexities, reduce risk, and unlock growth —without the limitations of traditional banking.

Alternative Investment Opportunity

Maximize Returns on Idle Cash

Earn competitive, fixed interest rates that consistently outperform the market—without exposing your capital to unnecessary risk.

Alternative Investment Opportunity

Maximize Returns on Idle Cash

Earn competitive, fixed interest rates that consistently outperform the market—without exposing your capital to unnecessary risk.

Growth Strategy

Unlock Growth Potential for Your Business

Drive sustainable growth by removing financing hurdles across your ecosystem.

Growth Strategy

Unlock Growth Potential for Your Business

Drive sustainable growth by removing financing hurdles across your ecosystem.

Risk Mitigation

Full Control, Flexibility, and Independence

Eliminate the need for reliance on external financial institutions.

Risk Mitigation

Full Control, Flexibility, and Independence

Eliminate the need for reliance on external financial institutions.

The Herita Advantage

The Herita Advantage

Historically, captive finance solutions required obtaining a banking license, a highly complex and resource-intensive process that often necessitated costly external consulting. While many industrial companies once pursued this path by establishing their own banking entities, recent regulatory changes have made such ventures increasingly impractical. Herita provides a groundbreaking legal framework, supported by advanced SaaS technology, enabling businesses to offer financial services without the need for a banking license. This solution not only ensures low risk and global accessibility but also offers a seamless setup process, reducing what was once a multi-year endeavor to just a matter of days.

No Banking License

Global Availability

Setup Within Days

ABOUT US

About Us

About Us

Herita Technologies is a fintech company backed by a team of seasoned experts from the banking and manufacturing sectors. With offices in Berlin and Heidelberg, Germany, we combine decades of industry expertise with cutting-edge financial solutions to foster growth and collaboration within the industrial ecosystem.

Our vision is clear: to empower industrial companies by facilitating seamless, direct funding between businesses, cultivating a strong, interconnected network where growth is mutual. By eliminating traditional banking intermediaries, we simplify the financing process, reduce dependencies, and significantly lower financing costs — all while providing the flexibility businesses need to expand and succeed.

Our team's background:

Our team's background:

CONTACT US

Learn more:

Learn more:

Reach us at herita@herita.tech or through the contact form below:

Herita Technologies

© 2025 – Herita Technologies

Herita Technologies

© 2025 – Herita Technologies