Empowering Manufacturers
to Finance Their Trusted Partners

Empowering Manufacturers
to Finance Their Trusted Partners

Turn your idle cash into yields by directly financing your ecosystem - without regulatory complexity.

Turn your idle cash into yields by directly financing your ecosystem - without regulatory complexity.

English

Captive Finance as a Service

Captive Finance as a Service

Herita empowers you to offer financing to your ecosystem.

We help you to bypass regulatory complexities, reduce risk, and unlock growth —without the limitations of traditional banking.

Alternative Investment Opportunity

Maximize Returns on Idle Cash

Earn competitive, fixed interest rates that consistently outperform the market—without exposing your capital to unnecessary risk.

Alternative Investment Opportunity

Maximize Returns on Idle Cash

Earn competitive, fixed interest rates that consistently outperform the market—without exposing your capital to unnecessary risk.

Growth Strategy

Unlock Growth Potential for Your Business

Drive sustainable growth by removing financing hurdles across your ecosystem.

Growth Strategy

Unlock Growth Potential for Your Business

Drive sustainable growth by removing financing hurdles across your ecosystem.

Risk Mitigation

Full Control, Flexibility, and Independence

Eliminate the need for reliance on external financial institutions.

Risk Mitigation

Full Control, Flexibility, and Independence

Eliminate the need for reliance on external financial institutions.

The Herita Advantage

The Herita Advantage

Historically, captive finance solutions required obtaining a banking license, a highly complex and resource-intensive process that often necessitated costly external consulting. While many industrial companies once pursued this path by establishing their own banking entities, recent regulatory changes have made such ventures increasingly impractical. Herita provides a groundbreaking legal framework, supported by advanced SaaS technology, enabling businesses to offer financing without the need for a banking license. This solution not only ensures low risk and global accessibility but also offers a seamless setup process, reducing what was once a multi-year endeavor to just a matter of days.

No Banking License

Global Availability

Setup Within Days

Herita is a partner at the Alpbacher Finanzsymposium

Herita is a partner at the Alpbacher Finanzsymposium

Join us there for a workshop by our CEO, Christoph Iwaniez, on "Liquidität strategisch nutzen: Mit einem vergessenen Finanzkonstrukt zur eigenständigen Absatzfinanzierung."

Join us there for a workshop by our CEO, Christoph Iwaniez, on "Liquidität strategisch nutzen: Mit einem vergessenen Finanzkonstrukt zur eigenständigen Absatzfinanzierung."

ABOUT US

About Us

About Us

Herita Technologies is a fintech company born from the desire of the German industry to reduce dependence on traditional financial institutions. We are neither a bank nor do we offer conventional financing. Instead, we provide the technology, legal framework, and expertise necessary for industrial companies to finance their own ecosystem.

Our team consists of financial experts, industry veterans, and leading industrial companies. With our headquarters at Maschinenraum Berlin – a collaborative project of German family-owned businesses – and an office in Heidelberg, we pursue the vision of a strong and independent industry.

Our team's background:

Our team's background:

CONTACT US

Learn more:

Learn more:

Reach us at herita@herita.tech or through the contact form below:

Herita Technologies


Berlin · Heidelberg

© 2025 – Herita Technologies GmbH

Herita Technologies


Berlin · Heidelberg

© 2025 – Herita Technologies GmbH